Refund Mania

This year more than any other year in the recent past people are clamouring to get their tax refunds back and the sooner the better. Most of the people I talk to are planning on spending their refunds on gadgets, electronic mostly.

I guess it is just like every other year except more and more of the people are under-employed or worse yet unemployed. This is the worst I’ve ever seen it in my lifetime. So where do we go from here? What advice or comfort can I offer to those who don’t know where they’ll be living in a month?

I’d like to think that the advice I’ve given all my life is still the same. Pay down your debt. Take odd jobs because they may lead to something bigger and better. Don’t give up. Don’t waste the time off you’ve been given but use it to help others. Volunteer. That too may lead to a job. Network everywhere you go, tell the banker, the store clerk, the pastor, your neighbors and friends. Remind them what you do and that you are still looking for work.

Start your own business if you have a good product or service. I will help you set it up and keep your books. Use your tax refund to get it going.

Invest time in your family and friends. Relationships are priceless. Value the things in life that are important.

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